Mortgages & Protection Advice Norwich, Norfolk.
Our independent mortgage and protection specialists in Norwich, Norfolk know and understand the evolving market; we want to make sure you get the right mortgage that is most suitable for your circumstances and gives you the best value.
Welcome to Brancaster House Mortgages!
Finding the right mortgage can feel overwhelming—especially with hundreds of deals on the market and lenders constantly updating their criteria. Whether you’re buying your first home, moving house, or remortgaging, it’s one of the biggest financial decisions you’ll ever make.
At Brancaster House, we’re here to guide you through the process with clear, personalised advice. We don’t just help you choose a mortgage; We handle the paperwork, liaise with lenders, and coordinate with estate agents and solicitors on your behalf.
Our goal? To take the pressure off and help you move forward with confidence.
MORTGAGE & PROTECTION
Tailored to Your Needs
No two households are the same, and neither are their mortgage needs. From first-time buyers to growing families and later-life borrowers, we offer practical, local advice that’s tailored to you-not the market average.
Mortgages
There are hundreds of mortgage products available offering a wide range of interest rates, rate types, flexibility, fees, features and penalties. Each mortgage lender specifies its own lending criteria and changes take place continually.
The decisions involved with a property purchase or re-mortgage are amongst the biggest financial ones that most people will have to make.
It is therefore important to make the right, informed choice from the beginning. For example, a mortgage that begins at the lowest rate may not necessarily be the most suitable or cost effective in the long term.
Not only do our advisers give advice and recommend products to you, we also act as intermediaries between you and the mortgage lender as well as other intermediaries such as the estate agent or solicitors. We strive to make the process as easy for you as possible, remove unnecessary stress and avoid you being bombarded with paperwork.
.jpg)
Protection
Having protection can’t reduce the odds of something happening to you but it can make life a lot easier if it does.
Whilst insuring ourselves against an undesirable event such as sickness, critical illness or even death may not be a pleasant thing to think about, the benefit of being able to set financial issues aside at emotionally difficult times should not be overlooked.
You might be surprised to find how affordable protection can be. A small amount of the right protection is better than having none at all. At Brancaster House we understand that everyone’s needs are different so we’ll take time to listen so that we understand what’s important to you, enabling us to tailor a protection solution which matches your needs and budget.
.jpg)
Equity Release
We're a proud member of the Equity Release council. Equity Release enables you to access the equity tied up in your home if you are over the age of 55.
Most people who take out Equity Release use a Lifetime Mortgage. Lifetime Mortgages differ from lender to lender and we provide you with full advice and make recommendations to you, taking time to understand your circumstances.
A Lifetime Mortgage is a loan secured against your home, providing you with a tax-free sum that you can take all at once or in smaller amounts. Taking smaller amounts may incur different interest rates, depending on the rates available at the time.
Lifetime Mortgages have evolved rapidly in the past ten years, introducing more safeguards and greater flexibility. With the many different options now available, we will take the time to understand your circumstances before providing you with full advice and making a recommendation.
Meet Jayne,
your Mortgage & Protection Specialist
For Jayne, mortgage and protection advice is more than numbers and paperwork; it’s about piecing together the jigsaw of someone’s property journey. Whether helping a young couple buy their first home, supporting a family moving up the ladder, or guiding a retiree through a later-life mortgage, Jayne finds joy in being part of life's biggest milestones.
She has worked with some clients for over 20 years, often serving multiple generations of the same family. Being the trusted advisor who’s called upon time and again - by clients, their children, their friends - is something she values deeply.
