News

If you’re thinking about buying a home - whether you’re a first-time buyer, moving somewhere bigger, or remortgaging - your credit score plays a bigger role than most people realise. And here’s the thing: lenders don’t just look at a single “score.” They look at your behaviour. Every financial habit leaves a footprint. Some help you look like a dream borrower. Others… don’t. So let’s break down, in plain English, what actually affects your credit score when it comes to

At Brancaster House Financial Planning, we believe good financial advice starts with understanding you. Your career stage, goals, and priorities all shape what “financial security” really means, and that’s why no two clients are ever the same.

We’re delighted to share some exciting news: Brancaster House Financial Planning  has been shortlisted for Small Business of the Year  at the 2025 EDP Business Awards ! Brancaster House Shortlisted for Small Business of the Year at the 2025 EDP Business Awards The awards celebrate businesses across Norfolk and Suffolk that demonstrate excellence, innovation, and real impact within their industries and communities. For us, being recognised alongside such remarkable local organ

At Brancaster House, we believe that financial planning isn’t just about securing your future - it’s also about helping build a stronger, more supportive community today. That’s why we’re so proud to sponsor Hethersett Athletic Juniors Football Team  this season. This one’s extra special for us because it’s close to home: our very own Shane Julian’s nephew  plays for the team! Seeing young players grow in confidence, teamwork and resilience reminds us why community support ma

The rules of financial planning are constantly evolving, and staying ahead of those changes is crucial for protecting your wealth. A significant shift is on the horizon that could dramatically impact how you pass on your assets. The government's recent announcement, and a detail that might have slipped under the radar for many, is set to fundamentally alter the relationship between pensions and inheritance tax (IHT). What the April 2027 Pension Changes Mean for Your Inherita

Imagine you’re building a retirement house. The foundation? That’s your pension pot. The rooms you’ll live in - the lifestyle you’ll enjoy - depend entirely on how solid your base is. But how big does that base need to be? What size pension pot do I need? It’s a question almost everyone asks, at some point. And the truth is: there’s no one-size-fits-all answer. But with a few guiding principles and a bit of number crunching, you can get a ballpark and, more importantly, a pla

Last weekend, the Brancaster House team temporarily traded tax efficiency for turbo slides as we took on the Inflatable 5K at the Norfolk Showground, raising money for Priscilla Bacon Hospice.

At Brancaster House Financial Planning, we believe that true prosperity is built on strong foundations – not just financially, but within the communities we serve. That's why we are incredibly proud of our diverse and ongoing commitment to local initiatives and organisations across Norfolk. Nurturing Local Talent: Our Partnership with Old Catton FC Under 14s Tigers One of our most recent and rewarding partnerships is with Old Catton FC , specifically the spirited Under 14s Ti

Last week, Norwich’s vibrant 20s and 30s networking community had the opportunity to hear from our director Shane about the risks and...

At Brancaster House Financial Planning, we believe retirement is about how you want to live, what you value, and feeling confident you’ve got a plan in place. That’s why we’re introducing our Retirement Income & Lifestyle Planner Tool: a bespoke way to map out not just how much income you’ll need, but how to make your retirement lifestyle a reality.

For many homeowners over the age of 55, your home is your most valuable asset. In retirement, as budgets tighten and new expenses arise, the idea of unlocking the wealth tied up in your property can be a compelling one. Whether it’s to fund a dream holiday, make essential home improvements, pay off existing debts, or provide a financial gift to loved ones, the equity in your home can offer a solution.

Pensions Awareness Week (15th to 19th September 2025) is officially here; and its a perfect time to take a close look at your financial future. While pensions might seem like a complicated topic, understanding the basics is the first and most crucial step toward securing a comfortable retirement. At its core, a pension is a long-term savings plan with one simple purpose: to provide you with an income when you stop working.

Mrs J and her partner wanted to buy their council property under the Right to Buy scheme. The adviser they went to last year realised...

We’re excited to intrroduce you to Elisha Jones, a 17-year-old Business Support T-Level student from City College Norwich, who joins us one day a week as part of her course.

We’re proud to announce that Shane , one of our directors (and very talented financial advisors) at Brancaster House Financial Planning,...

Great feedback just in from a first-time buyer and self-employed company director for our mortgage advisor, Jayne Routledge: "I just...

At Brancaster House Financial Planning, we believe that trusted advice comes from experience, commitment, and a genuine passion for helping people secure their futures. That’s why we’re proud to introduce you to Jayne Routledge, our dedicated Mortgage and Protection Advisor, who is celebrating her third anniversary with us this spring.

If you run your own business, chances are you’ve said (or thought) something along the lines of:  “I’m not paying into a pension – my...

When it comes to financial planning, most people tend to focus on what they have: pensions, ISAs, property, or savings accounts. But...

When it comes to buying a home-or remortgaging-there’s no shortage of decisions to make. Fixed rate or tracker? Two years or five? Go...