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You’re earning, you’re exploring, and you’re building a life that feels like your own. Whether it’s booking that bucket-list trip, moving to a new city, or trying out the best restaurants in town, your 20s and 30s are often defined by experiences. But somewhere between the weekend getaways and the big career leaps, there’s a lingering question: Should I be saving more for the future? At Brancaster House, we hear this internal debate all the time. Young professionals are balan

Whether you're buying your first home or expanding your property portfolio as a landlord, one of the first questions you'll ask is: how much can I borrow? In the UK, lenders use affordability criteria to calculate mortgage borrowing limits. These criteria differ depending on whether you're applying for a residential mortgage (to live in the property) or a buy-to-let mortgage (to rent it out). This guide explains how UK mortgage lenders assess affordability for both resident

When it comes to managing your finances, choosing the right advisor is crucial. An independent financial advisor (IFA) offers distinct advantages over advisors tied to specific financial institutions. Established since 2004, we’re proud to be an independent financial advisory company based in Norwich, Norfolk. Here are some key benefits of working with an independent financial advisor. 1. Unbiased Advice Independent financial advisors are not restricted to a particular bank,